02/01/2022: February 2022 Lending Notes – Meet Tim Nogowski

Published February 1, 2022 

Hi I’m Tim Nogowski and I’ve been a Senior Loan Officer here at Hatboro Federal Savings since 2014. I want to take a few minutes to let you know about who we are as a bank and what we have to offer. Hatboro Federal Savings was established in 1941 and since then we’ve won numerous awards, most recently we were voted “2021 Best Mortgage Lender in Bucks & Montgomery County” in the Intelligencer. We pride ourselves in being the most trusted community bank in the area and always giving our customers the best quality service they deserve.

Whether it is our First Time Home Buyer loans, standard purchase loans, refinance loans, or home equity loans & lines of credit, Hatboro Federal Savings has the right product for you. We offer competitive interest rates with some of the lowest fees available.

For example, we charge ZERO lending fees on all of our new purchase loans. That means NO origination fees, NO processing fees, and NO underwriting fees. You heard that correctly, we waive all our lender fees where-as most other lenders charge thousands of dollars in lender fees. In addition, we cover the full cost of the appraisal on our new purchase loans, where-as most lenders charge up to $600.

Additionally, we are a portfolio lender which means we will not sell your loan in the secondary market.  At the end of the day we will do everything possible to help you get approved for a new mortgage because we know your house is typically your most important asset.

Our goal here is simple, we want to save you as much money as possible and make your experience as stress free as possible. Not only do we want to earn your business but we want to keep your business long term. Most of our customers have been lifelong clients and end up referring their family and friends.

So please feel free to contact myself or any of our other loan officers here at Hatboro Federal Savings. Give us a call or shoot us an email anytime. We are always ready, willing, and able to help you purchase that new home or put cash back in your pocket with our refinance and home equity loan products. Thank you for your time and we look forward to the opportunity of building a strong working relationship for many years to come!

Sincerely,

Tim Nogowski, Loan Officer

tnogowski@hatborofed.com

215.675.4424