Early Withdraw Penalties for Certificates

The following penalties will be incurred in the event of an early withdrawal of funds from a Certificate of Deposit.

TermEarly Withdrawal Penalty
91 days30 days interest
182 days90 days interest
1 year90 days interest
18 Months90 days interest
2 years90 days interest
30 months180 days interest
3 years180 days interest
4 years180 days interest
5 years180 days interest

Early withdrawal penalties will be waived in the event of the death of any account holder.