PRIVACY POLICY
The following privacy principles were established to maintain the security, integrity and confidentiality of your personal financial information.

The Type of Information We Collect
We routinely collect and retain the information we obtain from your account applications, transaction history (deposits, loans, credit cards, etc.) and from consumer reports. This information helps us:

Establish and administer your accounts. (Example: We ask for personal, identifying information to protect your accounts from fraud.)

Satisfy certain regulatory requirements.(Example: When you open an account that pays interest, we are required by the Internal Revenue Service to obtain your social security number.)

Better understand you so that we may provide you with additional or
improved products and services (Example: We require information concerning your credit history and your assets to determine if you qualify for loan approval.)

We do not share our current or previous customers’ nonpublic personal information with affiliates or with nonaffiliated third parties except as permitted or required by law.

How is this Information Protected?
Access to your personal, identifiable, financial information is limited to employees with a specific business reason for utilizing this data. Our employees are informed about the importance of maintaining customer confidentiality and privacy. If necessary, we take disciplinary action to enforce our employees’ responsibility to protect your personal information.

In order to prevent unauthorized access to your information, we maintain strict security standards and procedures that conform to accepted industry practices. These security standards and procedures are routinely reviewed and tested to verify the integrity of our systems.